IRCTC a subsidiary of Indian Railways Department also acts as a sole agency for booking railway tickets online. Anyone can book railway tickets through internet from any place. That is the convenience of online booking. You have to make online payment to book tickets. IRCTC have various payment options which you can choose to pay.

For booking tickets online you need to have an account with IRCTC. You can register for a free account with IRCTC by clicking here. Apart from IRCTC Account you need to have Credit Card/ Debit Card/ VISA/Master Card/ Internet Banking Account or ATM-Cum-Debit Card from any of the banks provided below. You can also make payments through Various other cash cards like ITZ card ect.

Have a look at IRCTC payment gateway. Where IRCTC lists out various payment options it provides to make payment.

By Payment Type

Payment by Credit Cards and Debit Cards (If enabled by card Issuer):

• ICICI PG
• HDFC PG
• AXIS PG
• CITI PG
• American Express

Payment by Credit Cards EMI Option:

• ICICI Bank EMI
• CITI Bank EMI

Payment through Net Banking facility

• ICICI Bank
• HDFC Bank
• AXIS Bank The Royal Bank of Scotland
• IDBI Bank
• SBI - Internet Banking
• Punjab National Bank
• Federal Bank
• Syndicate Bank
• Indusind Bank
• Karnataka Bank
• Oriental Bank Of Commerce
• Corporation Bank
• Bank Of India 
• Rajasthan Bank
• Indian Bank
• SBI Associate Bank's
• Union Bank Of India
• Bank of Baroda

Payment through ATM cum Debit Card

• CITI Bank
• SBI ATM-cum-Debit Card
• Punjab National Bank
• Andhra Bank
• Bank Of India 
• Indian Bank
• Canara Bank

Payment by Cash Cards:

• ITZ Cash Card
• Done Cash Card
• I Cash Card
• Oxi Cash

 

The following bank's VISA debit cards can be used to make online transactions as on date 

1:) Andhra Bank 
2:) Axis Bank Limited 
3:) Barclays Bank PLC 
4:) Canara Bank 
5:) Citi Bank 
6:) Union Bank 
7:) Corporation Bank 
8:) Deutsche Bank AG 
9:) GE Money Financial Services Ltd Bank 
10:) HDFC Bank Limited 
11:) ICICI Bank Ltd 
12:) Indian Overseas Bank 
13:) Standard Chartered Bank 
14:) State Bank of India 
15:) The Karur Vysya Bank Ltd 
16:) The Federal Bank Ltd 
17:) The Syndicate Bank Ltd 
18:) Kotak Virtual Visa Cards Visa Debit 
19:) Karnataka Bank 
20:) Lakshmi Vilas Bank 

By Bank / Institution

ICICI Bank

• ICICI PG Credit Cards and Debit Cards
• ICICI Bank Credit Cards EMI 
• ICICI Bank Net Banking

HDFC Bank

• HDFC PG Credit Cards and Debit Cards
• HDFC Bank Net Banking

SBI

• SBI - Internet Banking
• SBI ATM-cum-Debit Card

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	Transaction Charges Details
Payment by Credit Cards AXIS PG For all Master / Visa Credit Cards / Debit cards (If enabled by card Issuer). Transaction charges of 1.65% ICICI PG For all MASTER / VISA Credit Cards (Not International Credit Cards) / Debit cards (If enabled by card Issuer). Transaction Charge 1.8% HDFC PG For all MASTER / VISA Credit Cards (Not International Credit Cards) / Debit cards (If enabled by card Issuer). Transaction Charge 1.8% CITI PG For all MASTER / VISA / DINERS CLUB CREDIT CARDS (Not International Credit Cards) / VISA Debit cards (If enabled by card Issuer).Transaction Charges 1.8% American express For all credit cards issued by American Express. Transaction Charges 1.8% Payment through Credit Cards EMI Option ICICI BANK EMI Pay in 3 installments with your ICICI Bank Credit Cards. Transaction charges 4.65%. CITI Bank EMI Pay in 3 installments with your Citibank/Diners Club Credit Cards. Transaction charges 2.8%. Payment through ATM cum Debit Card CITI Bank Transaction charges of Rs.10/- per transaction Punjab National Bank Transaction charges of Rs.10/- per transaction Indian Bank Transaction Charges of Rs.10/- per transaction SBI ATM-cum-Debit Card Transaction charges of Rs.10/- per transaction Andhra Bank Transaction charges of Rs.10/- per transaction Canara Bank Transaction Charges of Rs.10/- per transaction Bank of India Transaction charges of Rs.10/- per transaction Payment through Net Banking facility HDFC Bank Transaction Charges of Rs.10/- + service tax and education cess as applicable ICICI BANK Transaction Charges of Rs.10/-+Service Tax as applicable AXIS Bank Transaction Charges of Rs.10/- + taxes per transaction ABN Amro Bank Transaction Charges NIL IDBI Bank Transaction charges of Rs.10/- per transaction Indian Bank Transaction Charges of Rs.10/- per transaction State Bank of India Transaction charges of Rs.10/- per transaction PNB-Net Banking Transaction Charges NIL Federal Bank Transaction Charges NIL Syndicate Bank Transaction charges of Rs.10/- per transaction Indusind Bank Transaction Charges NIL Karnataka Bank Transaction charges of Rs.10/- per transaction Corporation Bank Transaction charges of Rs.12/- per transaction Bank of India Transaction charges of Rs.10/- per transaction Rajasthan Bank Transaction Charges Rs.15/- per transaction SBI Associates Transaction Charges Rs.10/- per Transaction Oriental bank of commerce Transaction charges of Rs.10/- At selected branches of OBC Union Bank Of India Transaction charges of Rs.10/- per transaction Bank of Baroda Transaction Charge NIL Payment through Cash Cards ITZ Cash Card Transaction charges 1.5% Done Cash Card Transaction Charges of Rs 5/- per transaction I Cash Card Transaction charges of RS.3/- per transaction

The Payment options list will be updated regularly. Last updated on 4-08-2010